01 - Combine crushed vanilla wafers and melted butter in a small bowl. Mix until evenly moistened. Distribute approximately 2 tablespoons into the bottom of each serving cup and press lightly to form an even crust layer.
02 - Beat cream cheese, granulated sugar, and vanilla extract in a medium bowl using a hand mixer until completely smooth and creamy, approximately 2-3 minutes.
03 - In a separate chilled bowl, whip cold heavy cream with a hand mixer until stiff peaks form. Gently fold the whipped cream into the cream cheese mixture until fully incorporated and no streaks remain.
04 - Whisk together instant banana pudding mix and cold whole milk in a clean bowl for 2 minutes until mixture begins to thicken considerably.
05 - Divide half of the cheesecake mixture evenly among the cups, spreading it carefully over the crust layer in each serving vessel.
06 - Arrange a layer of fresh sliced bananas over the cheesecake filling in each cup, ensuring even distribution.
07 - Spoon prepared banana pudding over the banana slices, dividing the pudding mixture evenly among all cups.
08 - Top each cup with the remaining cheesecake mixture, spreading smoothly to cover the pudding layer completely.
09 - Sprinkle additional vanilla wafer crumbs over each cup. Top with extra fresh banana slices and add a dollop of whipped cream if desired.
10 - Cover cups tightly with plastic wrap or lids. Refrigerate for at least 2 hours to allow flavors to meld and layers to set properly before serving.